AR automation
Upflow alternatives and Upflow competitors for AR automation, including Chaser, Kolleno, Tesorio, Gaviti and Quadient AR
The main Upflow alternatives for US teams are Chaser and Kolleno, which both publish rate cards, Tesorio and Quadient AR for mid-market teams on quote-only pricing, Gaviti and Versapay, and AccountsReceivable.ai for a flat monthly fee with email, SMS and live AI calls. Chaser publishes US dollar prices. Kolleno publishes per-user prices in British pounds. The right choice depends on your accounting system, who handles phone collections and whether you need a price before speaking to sales.
Teams look beyond Upflow because it publishes no plan price, bands plans by Gross Invoice Value, and puts NetSuite and Sage Intacct on Grow and higher. SMS, calls and letters carry usage fees whose rates are not printed. The autonomous Collections Agent starts on Scale. Those conditions matter when the plan that fits your invoice volume does not include the connector or agent you need. Upflow also offers unlimited user seats, a useful advantage for a larger team.
Use the sample receivables book above to see the follow-up before comparing contracts. The table below separates a published subscription price from a quote, identifies ledger restrictions and distinguishes human phone work from live AI calls. The Upflow details come from its own pricing page. Where another vendor publishes no price or channel information, that gap is stated rather than filled with an estimate.
Connect · chase · apply cash · DSO down
Your books
Collected / wk
Outstanding
AR aging
Current · 30 · 60 · 60+ · paid
Agent worklog
LivePut this AR on autopilot to watch the agent chase, collect and reconcile.
Dunning sequence
Live, interactive · no card, no connection needed
Flat monthly fee · we never take a cut of what we collect · works inside your accounting system
Flat fee no cut of collections
Bank-grade security
Why it works
What your team gets with an Upflow alternative
A price you can read before the demo
Every Upflow plan says "Ask for a quote". Starter covers Gross Invoice Value up to $10M, Grow up to $25M, Scale up to $50M, Accelerate up to $100M and Enterprise above $100M. Those are eligibility bands, not subscription prices. Chaser publishes $259, $779 and $1,169 monthly US plans, with about 10% off annually, banded by company revenue. AccountsReceivable.ai publishes Starter at $299 monthly or $149 per month billed annually, Growth at $799, Scale at $1,899 and Enterprise at $2,998 monthly. Its flat fee takes no percentage of collections.
Your ledger on the plan you are comparing
Upflow includes QuickBooks Online and Xero on every plan, but NetSuite and Sage Intacct begin on Grow. Zuora and HubSpot begin on Scale, Salesforce on Accelerate. Business Central and SAP S/4HANA are listed as coming soon. Quadient AR has the widest Sage connector coverage in this comparison, naming Sage Intacct, Sage 300 and Sage X3, and offers unlimited user licenses. Tesorio has certified Sage Intacct and NetSuite connectors and a strong review signal, about 4.7 on G2 from about 236 reviews. Neither Tesorio nor Quadient AR names Xero.
SMS and calls with the charges spelled out
Upflow includes unlimited emails, while SMS, calls and letters are subject to usage fees with no printed rates. Chaser and Kolleno publish channel allowances. Kolleno includes 100 to 600 texts and calls by tier, but a person makes the calls through the platform. AccountsReceivable.ai includes email and SMS dunning on Starter and adds live AI phone collections on Growth. SMS and calls use your own Twilio account, which bills message and call charges directly. Budget those charges alongside the subscription rather than treating the flat platform fee as an unlimited telecom allowance.
Follow-up that reads the ledger
AccountsReceivable.ai checks the ledger before every send and stops when an invoice is paid. Starter also includes cash application. Upflow puts its Collections Agent and AP Portal Agent on Scale and its Cash Application Agent on Accelerate, so ask which plan covers the work you want automated. Keep Upflow on the shortlist if unlimited seats and its entry-plan connectors suit your team. Compare the actual agent and channel terms on your quote with the alternative, then use the sample receivables book above to examine the follow-up itself.
What it handles
Chased, collected and reconciled on autopilot
The agent syncs your invoices, chases each one across email, SMS and phone, applies incoming payments to the right invoice, reconciles your ledger, and predicts when every customer will pay.
- Connects to QuickBooks or Xero on Starter, with NetSuite added on Growth
- Runs email and SMS dunning on Starter, with live AI phone collections on Growth
- Checks the ledger before every send and stops following up when the invoice is paid
- Includes cash application on Starter alongside email and SMS follow-up
- Charges a flat monthly platform fee with no percentage of collections
- Keeps message and call charges on your own Twilio account, billed directly by Twilio
- 01 Sync Reads the open invoice, its terms and the billing contact from your ledger.
- 02 Chase Escalates from email to SMS to a live AI call as the invoice ages.
- 03 Track Logs replies, disputes and promise-to-pay dates against the invoice.
- 04 Apply Matches the incoming payment, reconciles the ledger and closes the invoice.
How it compares
Upflow and its competitors compared for US AR teams
Published plan prices are distinct from purchase benchmarks. Connector availability depends on the plan. Where a vendor publishes nothing about a channel, the table says so instead of guessing.
| Platform | Published price | How it is priced | QuickBooks and Xero | NetSuite and Sage Intacct | SMS and calls |
|---|---|---|---|---|---|
| Upflow | No plan price, every plan requires a quote | Gross Invoice Value bands, unlimited user seats | QuickBooks Online and Xero on all plans | Both from Grow | SMS, calls and letters carry usage fees with no printed rates; Collections Agent from Scale |
| Chaser | Compact $259, Core $779, Complete $1,169 per month; about 10% off annually | Company revenue bands | QuickBooks Online and Xero; no QuickBooks Desktop | Both listed | SMS and call allowances |
| Kolleno | BusinessPay 650 GBP per user monthly or 545 annually; Business Plus 1,245 or 995 annually | Per user, British pounds only; Business Plus minimum 2 users | QuickBooks and Xero on published tiers | Sage Intacct on published tiers; NetSuite on custom Enterprise | 100 to 600 SMS and calls by tier; a person places calls through the platform |
| Tesorio | No published price; Vendr median near $17,644 yearly across 60 purchases | Quote required | QuickBooks Online; no Xero | Certified connectors for both | No SMS or calls published |
| Gaviti | No published price | Says pricing is not per user; quote required | No ERP named on its integrations page | No ERP named on its integrations page | No SMS or calls published |
| Quadient AR | No published price; qualifying revenue about 7.8M GBP yearly | Quote required, unlimited user licenses | QuickBooks Online; no Xero | Both, plus Sage 300, Sage X3, Acumatica and Business Central | No outbound calls; SMS not published |
| Versapay | No list price; Vendr average $5,423 yearly from only 4 buyers | Quote required; small benchmark sample | No QuickBooks or Xero | Native connectors for both; also Business Central and F&SCM | No calls; SMS not published |
| Invoiced | No published price | Quote required | QuickBooks Online and Desktop, plus Xero | Both listed; also Dynamics | No calls; SMS not published |
| AccountsReceivable.ai | Starter $299 monthly or $149 billed annually; Growth $799, Scale $1,899, Enterprise $2,998 monthly | Flat monthly platform fee, no percentage of collections | QuickBooks or Xero on Starter | NetSuite on Growth; Sage Intacct, Business Central and Acumatica connectors too | SMS on Starter, live AI calls on Growth; your Twilio account bills usage directly |
Swipe the table sideways to see every column
Why AccountsReceivable.ai
One agent that runs the whole receivables job
Not a reminder tool, not a six-figure suite, and not an agency that takes a cut. Chase, collect, apply cash and forecast in one place, on top of the accounting system you already use.
Chases every invoice
The full dunning sequence runs on autopilot across email, SMS and live AI phone calls, polite and on-brand, so no overdue invoice slips through.
Applies the cash
Incoming wires and ACH batches are matched to the right invoices automatically, so your ledger reconciles and you never chase an invoice that already paid.
Cuts your DSO
A predicted pay date for every open invoice and steady follow-up bring DSO down week over week, so more cash lands when you need it.
Good questions
Questions about an Upflow alternative
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Read more before choosing an Upflow alternative
Upflow pricing
Gross Invoice Value bands, agent access and charges beyond the subscription.
Read the comparisonChaser competitors
Compare Chaser with other AR tools before choosing a published US rate card.
Read the comparisonKolleno competitors
Compare per-user pricing, ledger access and the work behind a call allowance.
Read the comparisonTesorio competitors
Review the alternatives for NetSuite and Sage Intacct teams.
Read the comparisonGaviti competitors
Compare Gaviti with other collections platforms and their published details.
Read the comparisonQuadient AR competitors
Compare the alternatives when Sage connector coverage matters.
Read the comparisonChaser pricing
Read the US plan prices and check the SMS and call allowances.
Read the comparisonKolleno pricing
Read the British pound rate card and minimum user requirements.
Read the comparisonAccounts receivable automation pricing
Check AccountsReceivable.ai plans and included channels before comparing quotes.
Read the comparisonBest accounts receivable automation software
Compare a broader shortlist by ledger, price and follow-up channels.
Read the comparisonAccounts receivable software for QuickBooks
Check whether a connector supports Online, Desktop or both.
Read the comparisonAccounts receivable automation for Xero
Explore follow-up options that include your Xero ledger.
Read the comparisonStop chasing invoices. Put your receivables on autopilot.
Connect your accounting system and the agent chases every invoice, applies the cash and cuts your DSO. Flat monthly fee, and we never take a cut of what we collect.
Works with QuickBooks, Xero and NetSuite · bank-grade security · no percentage of collections