Cash & reminders · Cash application

Cash application software that matches every payment to the right invoice

Payments rarely arrive neatly. A single ACH batch covers four invoices, a wire lands with no remittance, a customer short-pays and leaves you guessing. Someone has to match all of it to invoices by hand before the books reconcile, and until they do, you risk chasing invoices that already paid.

AccountsReceivable.ai handles cash application automatically. It matches incoming wires, ACH and card payments to the right invoices, splits batch payments across line items, flags the exceptions that need a human, and reconciles your ledger continuously. Cash gets applied the moment it lands, so collections stop the instant an invoice is paid.

or watch it run below ↓

Connect · chase · apply cash · DSO down

Collections Desk

Your books

Works with QuickBooks, Xero & NetSuite.

Collected / wk

Outstanding

AR aging

Current · 30 · 60 · 60+ · paid

Open invoices

Agent worklog

Live

Put this AR on autopilot to watch the agent chase, collect and reconcile.

Dunning sequence

1 Email

2 SMS

3 Call

4 Promise

Paid

Live, interactive · no card, no connection needed

DSO → collected invoices cleared

Flat monthly fee · we never take a cut of what we collect · works inside your accounting system

QUICKBOOKS XERO NETSUITE

Flat fee no cut of collections

Bank-grade security

Why it works

What your team gets with cash application

Auto-match at scale

Wires, ACH batches and card payments are matched to the right invoices automatically, including lumped batches split across several line items.

Exceptions surfaced

Short pays, overpayments and unidentified remittances are flagged clearly for a quick human decision instead of hiding in a spreadsheet.

Always reconciled

The ledger updates as cash is applied, so your books stay current and collections stop the moment an invoice is paid.

What it handles

Chased, collected and reconciled on autopilot

The agent syncs your invoices, chases each one across email, SMS and phone, applies incoming payments to the right invoice, reconciles your ledger, and predicts when every customer will pay.

Matches incoming payments to open invoices automatically
Splits batch ACH and wire payments across invoices
Flags short pays, overpayments and unmatched cash
Reconciles continuously against QuickBooks, Xero or NetSuite
Stops dunning the instant an invoice is paid

AR AGING Collecting

INV-2047 Acme Co $4,820 Paid

INV-1990 Birchwood $9,400 Paid

INV-2120 Evergreen $1,540 12d

DSO 54 → 39 $36,080 collected this week

Why AccountsReceivable.ai

One agent that runs the whole receivables job

Not a reminder tool, not a six-figure suite, and not an agency that takes a cut. Chase, collect, apply cash and forecast in one place, on top of the accounting system you already use.

Chases every invoice

The full dunning sequence runs on autopilot across email, SMS and live AI phone calls, polite and on-brand, so no overdue invoice slips through.

Applies the cash

Incoming wires and ACH batches are matched to the right invoices automatically, so your ledger reconciles and you never chase an invoice that already paid.

Cuts your DSO

A predicted pay date for every open invoice and steady follow-up bring DSO down week over week, so more cash lands when you need it.

Good questions

Questions about cash application

It uses invoice amounts, customer history, timing and reference data to match incoming cash to the right invoices, including batch payments. When it cannot match confidently, it flags the item as an exception for a fast human review rather than guessing.

Yes. As payments are applied, the agent reconciles against your accounting system continuously, so your ledger stays current and you are not reconciling in an end-of-month scramble.

Read every accounts receivable question

Explore more

More ways finance teams collect with AccountsReceivable.ai

See every AR use case See AR pricing Back to the AI AR agent

Stop chasing invoices. Put your receivables on autopilot.

Connect your accounting system and the agent chases every invoice, applies the cash and cuts your DSO. Flat monthly fee, and we never take a cut of what we collect.

See pricing

Works with QuickBooks, Xero and NetSuite · bank-grade security · no percentage of collections