AccountsReceivable.ai
How it works
AR software AR automation software Collections automation Dunning management Cash application software Payment reminders Invoice collection B2B collections Outsourced AR AR for small business AR for QuickBooks AR for Xero AR for NetSuite Best AR automation AI collections agent AI AR software AR for SaaS AR management software AR for Sage AR for Sage Intacct Credit management software Order to cash Deduction management AR for construction AR for staffing AR for manufacturing AR for distribution AR for logistics AR for accountants AR for agencies AR for law firms See all →
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Pricing Blog

Features

Accounts receivable management software that does the work, not just the tracking

AccountsReceivable.ai connects to QuickBooks, Xero or NetSuite and runs the whole receivables job: it sends and chases every invoice across email, SMS and live AI phone calls, applies the incoming cash, reconciles your ledger, and predicts when each customer will pay. Here is every capability, and how it gets your DSO down.

See the features

Flat monthly fee, never a percentage of what we collect · bank-grade security

QuickBooks Xero NetSuite

Chase, apply, reconcile one agent

Flat fee no cut of collections

The features in action

Your collections desk, working every invoice at once

Watch the aging report clear as the agent chases overdue invoices across channels, matches incoming payments, stamps them paid, and the DSO counter ticks down. This is the product, running on autopilot.

Collections Desk

Your books

Collected / wk

Outstanding

AR aging

Current · 30 · 60 · 60+ · paid

Open invoices

Agent worklog

Live

Put this AR on autopilot to watch the agent chase, collect and reconcile.

Dunning sequence

1 Email
2 SMS
3 Call
4 Promise
Paid

Live, interactive · no card, no connection needed

DSO → collected invoices cleared

Flat monthly fee · we never take a cut of what we collect · works inside your accounting system

Every capability

One agent that invoices, chases, applies cash, reconciles and forecasts

Most accounts receivable management software stops at a reminder and a report. AccountsReceivable.ai runs the full receivables cycle end to end, so the outcomes land in your bank account, not just on a dashboard.

Connect your books, two-way sync

Link QuickBooks, Xero or NetSuite in a few clicks. The agent reads your open invoices and aging report, then writes activity, payments and reconciliations back to the ledger. No rip and replace, it runs on top of the books you already keep.

Automated invoicing and reminders

Invoices go out on schedule and reminders fire automatically, both before the due date and after it, so nothing slips. Each customer gets a clean, timely nudge with a payment link instead of waiting in someone's inbox.

Multi-channel dunning with promise-to-pay

The agent escalates on its own: email first, then SMS, then a live AI phone call for the invoices that need a real conversation. It logs every promise-to-pay and follows up on the date the customer committed to.

Cash application that auto-matches

Incoming wires and ACH are matched to the right invoices automatically, including split batches across several invoices. Anything that does not match cleanly is flagged as an exception for a person to review, so your books stay accurate.

Continuous reconciliation

The agent reconciles as the money lands, not at month end, and writes each applied payment back to your ledger. Your AR balance reflects reality every day, so close is faster and there are no end-of-month surprises.

AR aging dashboard and DSO analytics

See your aging buckets, days sales outstanding, and which customers and invoices drive the most risk, all in one view. Watch DSO trend down over time as the agent keeps invoices from drifting into 60 and 90 day buckets.

Predicted pay dates and cash forecasting

Every open invoice gets a predicted pay date based on the customer's history and behavior, so you can forecast cash with a real number instead of a guess and plan payroll, payables and runway with confidence.

On-brand communication you control

You set the tone and the agent stays polite, professional and on-brand, escalating gracefully. Review and approve how it talks to customers so collections protects the relationship instead of straining it.

Encryption and least-privilege access

Bank-grade encryption, least-privilege access, and least-privilege access controls with a full audit trail of every message, call and payment. The agent touches only what it needs to collect, and your financial data stays yours.

Multi-channel dunning

Automated dunning across email, SMS and live AI phone calls

The agent does not send one reminder and stop. It works a full, escalating sequence on every invoice, picks up the conversation by phone when it has to, and tracks every promise-to-pay to the day it is due.

  • Pre-due reminders and post-due chasing on a schedule you control
  • Escalates email to SMS to a live AI phone call when an invoice keeps aging
  • Records each promise-to-pay and follows up automatically on that date
  • Stays polite and on-brand, in your voice, so customer relationships hold
Explore dunning management software
DUNNING SEQUENCE Example schedule

Email reminder

Day 1 & Day 7 · invoice and payment link attached

SMS nudge

Day 14 · short text to the billing contact

Live AI phone call

Day 21 · handles the call, logs any promise-to-pay

Timing and tone are yours to set
How a payment gets applied Input → output
IN A payment lands An ACH batch, wire or card payment arrives, often without an invoice number and sometimes covering several invoices at once.
MATCH The agent matches it It reads the remittance advice, the amount and the payer, and matches the payment to the right open invoices, splitting it across them where needed.
OUT Your ledger updates The invoices are marked paid, the entry is reconciled in QuickBooks, Xero or NetSuite, and the aging report reflects it.
FLAG Anything unclear is queued Short payments, deductions and unidentifiable remittances are flagged as exceptions for a human to decide, never guessed at.
Works with QuickBooks, Xero & NetSuite

Cash application and reconciliation

Match the cash, flag the exceptions, keep the ledger clean

When payments land, the agent matches them to the right invoices, splits batch payments across invoices, and writes the result back to your books. The handful that do not match cleanly are flagged for a person, so nothing is guessed.

  • Auto-matches incoming wires and ACH to open invoices
  • Splits a single batch payment across the invoices it covers
  • Flags unmatched or partial payments as exceptions to review
  • Reconciles continuously and writes each payment back to the ledger
Explore cash application software

Keep exploring

Put your AR agent to work

Collections automation software

Chase overdue invoices across email, SMS and live AI phone calls until they clear, on autopilot.

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Cash application software

Auto-match incoming wires and ACH to invoices, split batches, and reconcile your ledger.

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Dunning management software

Run a full, escalating dunning sequence on every invoice, with promise-to-pay tracking.

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All use cases

See every way SMB and mid-market finance teams collect faster with AccountsReceivable.ai.

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Pricing

Flat monthly fee, never a cut of what we collect. Every plan is paid, prices in USD.

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See it run

Watch the agent chase, apply cash and clear the aging report on your collections desk.

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Accounts receivable management software that gets you paid

Connect QuickBooks, Xero or NetSuite and the agent invoices, chases across email, SMS and phone, applies the cash, reconciles, and cuts your DSO. Flat monthly fee, never a cut of what we collect.

Works with QuickBooks, Xero & NetSuite · bank-grade security · no percentage of collections