AccountsReceivable.ai
How it works
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Pricing Blog

By system & fit

Xero accounts receivable that chases and collects on autopilot

Xero gives you a clean ledger and tidy invoices, but it still expects you to do the collecting. The reminders are basic, the calls are yours to make, and the cash application is a manual end-of-month task.

AccountsReceivable.ai adds a full AR agent on top of Xero. It syncs your invoices, chases each overdue one across email, SMS and live AI phone calls, applies incoming payments back to Xero, reconciles, and forecasts pay dates. Your accounting stays in Xero while the receivables work runs itself, so you get paid faster without leaving the tools you already trust.

Works inside QuickBooks, Xero & NetSuite Flat monthly fee · no cut of collections

Connect · chase · apply cash · DSO down

Collections Desk

Your books

Collected / wk

Outstanding

AR aging

Current · 30 · 60 · 60+ · paid

Open invoices

Agent worklog

Live

Put this AR on autopilot to watch the agent chase, collect and reconcile.

Dunning sequence

1 Email
2 SMS
3 Call
4 Promise
Paid

Live, interactive · no card, no connection needed

DSO → collected invoices cleared

Flat monthly fee · we never take a cut of what we collect · works inside your accounting system

QUICKBOOKS XERO NETSUITE

Flat fee no cut of collections

Bank-grade security

Why it works

What your team gets with AR for Xero

Two-way Xero sync

Invoices and payments move both directions, so Xero stays accurate and the agent always works from current data.

Full chasing on top

Beyond Xero invoice reminders, the agent escalates email to SMS to a live AI call until the invoice clears.

Reconciled in Xero

Applied cash flows back into Xero automatically, keeping reconciliation continuous rather than a monthly catch-up.

What it handles

Chased, collected and reconciled on autopilot

The agent syncs your invoices, chases each one across email, SMS and phone, applies incoming payments to the right invoice, reconciles your ledger, and predicts when every customer will pay.

  • Connects to Xero with a two-way sync
  • Chases overdue invoices across email, SMS and phone
  • Writes applied payments back into Xero
  • Predicts pay dates and tracks DSO from Xero data
  • No change to how you invoice in Xero
ON EVERY INVOICE In order
  1. 01 Sync Reads the open invoice, its terms and the billing contact from your ledger.
  2. 02 Chase Escalates from email to SMS to a live AI call as the invoice ages.
  3. 03 Track Logs replies, disputes and promise-to-pay dates against the invoice.
  4. 04 Apply Matches the incoming payment, reconciles the ledger and closes the invoice.
Nothing sent without your approved tone

How it compares

Xero AR out of the box vs with an AR agent on top

Xero handles invoicing and reconciliation well. This is the collections side, with and without an agent.

Capability Xero alone Xero plus a reminder app Xero plus AccountsReceivable.ai
System of record for the ledger Yes Yes Yes, Xero stays the source of truth
Invoice creation and delivery Native Native, the app reads them Native, the agent reads them
Invoice reminder emails Native, scheduled reminders Yes, more flexible sequences Yes, cadence per customer segment
SMS and live phone escalation No Rarely Yes, including live AI calls
Promise-to-pay tracking No Sometimes Yes, and followed up when it slips
Cash application Bank reconciliation, manual matching Not usually included Automated, short-pays flagged
Predicted pay date per invoice No No Yes
Headcount to run collections Whoever has time that week A smaller share of a person None for the routine path
Implementation Already in place Hours to days Days, no Xero migration

Why AccountsReceivable.ai

One agent that runs the whole receivables job

Not a reminder tool, not a six-figure suite, and not an agency that takes a cut. Chase, collect, apply cash and forecast in one place, on top of the accounting system you already use.

Chases every invoice

The full dunning sequence runs on autopilot across email, SMS and live AI phone calls, polite and on-brand, so no overdue invoice slips through.

Applies the cash

Incoming wires and ACH batches are matched to the right invoices automatically, so your ledger reconciles and you never chase an invoice that already paid.

Cuts your DSO

A predicted pay date for every open invoice and steady follow-up bring DSO down week over week, so more cash lands when you need it.

Good questions

Questions about AR for Xero

Last updated August 2026

No. You keep raising invoices in Xero as usual. The agent layers on top to chase, apply cash and forecast, and it writes payments back so your Xero ledger stays reconciled.
Yes. Xero sends basic invoice reminders. The agent runs a complete, escalating sequence across email, SMS and live AI calls, plus cash application and pay-date prediction, so collections actually happen on their own.
Read every accounts receivable question

Explore more

More ways finance teams collect with AccountsReceivable.ai

Outsourced accounts receivable

The done-for-you alternative to an AR clerk or an agency.

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AR software for small business

Enterprise-grade AR for a team that does not have an AR team.

Learn more

AR software for QuickBooks

Sits on top of QuickBooks and does the chasing it does not.

Learn more
See every AR use case See AR pricing Back to the AI AR agent

Stop chasing invoices. Put your receivables on autopilot.

Connect your accounting system and the agent chases every invoice, applies the cash and cuts your DSO. Flat monthly fee, and we never take a cut of what we collect.

See pricing

Works with QuickBooks, Xero and NetSuite · bank-grade security · no percentage of collections