AccountsReceivable.ai

Compare · Gaviti

Gaviti alternative that works the queue instead of organizing it

Gaviti is a well-built invoice-to-cash platform with a broader module list than most: collections workflows, cash application, credit management, dispute and deduction handling, a customer payment portal with zero-fee ACH, and analytics. It rates 4.5 out of 5 across 91 reviews on Capterra, which is a real review base, and it connects to NetSuite, Sage Intacct, QuickBooks Online and Sage 200cloud through dedicated integrations. If you need credit checks and deduction coding inside the same tool, Gaviti covers ground that a collections agent does not.

Where the two part company is who does the work. Gaviti is built for a staffed AR function: it prioritizes accounts, structures the dunning sequence and tells your collector who to contact next. Someone still has to make the contact. AccountsReceivable.ai assumes there is no collector to hand the queue to. It chases every overdue invoice itself across email, SMS and live AI phone calls, applies the incoming cash, reconciles, and predicts a pay date per customer, on a flat monthly fee. If your problem is that your team is slow at working the list, Gaviti helps. If your problem is that nobody works the list at all, the console is not the missing piece.

Connect · chase · apply cash · DSO down

Collections Desk

Your books

Collected / wk

Outstanding

AR aging

Current · 30 · 60 · 60+ · paid

Open invoices

Agent worklog

Live

Put this AR on autopilot to watch the agent chase, collect and reconcile.

Dunning sequence

1 Email
2 SMS
3 Call
4 Promise
Paid

Live, interactive · no card, no connection needed

DSO collected invoices cleared

Flat monthly fee · we never take a cut of what we collect · works inside your accounting system

Gaviti is a broad AR suite that makes a staffed collections team faster. AccountsReceivable.ai is the agent for teams that do not have that team, chasing every invoice across email, SMS and live AI calls on a flat fee.

Side by side

Gaviti vs AccountsReceivable.ai, honestly

A fair look at what each does well. Both are capable tools. Here is where they differ.

What matters AccountsReceivable.ai Gaviti
Who does the chasing The agent contacts every customer itself Automated reminder sequences your AR team configures and oversees
Live AI phone calls Places live AI calls as an invoice ages Not part of the product: email, SMS and workflow
SMS reminders Built in, no third-party account needed Supported through a Twilio integration you connect and fund
Credit management and disputes Not covered: focused on collections and cash application Credit checks, risk assessment, dispute routing and deduction codes included
Published pricing Flat monthly fee you can read before you talk to sales No published figures. Custom quote based on usage, not per user
Best suited for Teams that want receivables handled without hiring a collector Mid-market and enterprise finance teams with AR specialists on staff

Comparison reflects general, publicly understood positioning. Capabilities change, so check each product for the latest.

Why teams pick AccountsReceivable.ai

One agent that runs the whole receivables job

A console is not a collector

Gaviti is good at deciding who should be chased and in what order. That is genuinely useful when you have people to act on it. The reason DSO climbs at most mid-market companies is not that the priority list was wrong, it is that nobody got to the bottom of it. The agent removes the dependency on someone having time.

Where Gaviti is the better buy

If you run formal credit approvals, or your customers take deductions that need coding and routing, Gaviti covers those and this does not. Its payer portal with zero-fee ACH is a real asset too. Pick the broader suite when the breadth maps to work you actually do, not because the feature list is longer.

Know the price before the demo

Gaviti publishes no figures and quotes per customer based on usage, so comparing cost means a form fill and a call. Ignore the dollar ranges floating around on third-party pages: the ones we checked trace back to marketing pages published by a competing vendor, with no sourcing behind them.

Good questions

Gaviti vs AccountsReceivable.ai, answered

For collections, yes, and especially if you have no dedicated AR staff. Gaviti automates and prioritizes the workflow for a team to execute. AccountsReceivable.ai executes it: email, SMS and live AI phone calls on every overdue invoice, plus cash application and predicted pay dates, on a flat monthly fee.
Gaviti does not publish pricing. Its pricing page states that cost is tailored to your invoice volume and workflows and is based on usage rather than per user, with unlimited users included, so you need a quote. Third-party sites quoting specific Gaviti monthly figures are not sourced from Gaviti and should not be relied on.
Gaviti does not place phone calls. It reaches customers by email and SMS, with SMS delivered through a Twilio integration you connect yourself, so the messaging channel depends on an account you supply. AccountsReceivable.ai includes SMS natively and escalates to a live AI phone call as an invoice ages.

See how AccountsReceivable.ai gets you paid faster

One agent that chases every invoice, applies the cash and cuts your DSO, on top of QuickBooks, Xero or NetSuite. Flat fee, and we never take a cut of what we collect.

See pricing

Works with QuickBooks, Xero and NetSuite · bank-grade security · no percentage of collections