AccountsReceivable.ai

Compare ยท YayPay

YayPay alternative: what YayPay is today, and the competitors worth comparing

If you are searching for a YayPay alternative, the first thing worth knowing is that YayPay is not sold under that name anymore. Quadient acquired the company in July 2020 for a reported figure above EUR 17 million, and the product has been sold since as Quadient Accounts Receivable by YayPay. Both names still show up across review sites, old shortlists and analyst write-ups, and they point at the same platform. So a fair comparison is really a comparison against Quadient AR as it exists now.

That platform is a credible one. It gives credit and collections teams real-time DSO, aging dashboards, payment prediction, credit risk scoring and automated reminder and escalation workflows, and it connects to NetSuite, QuickBooks Online, Sage Intacct, Salesforce, Microsoft Dynamics 365 Business Central and SAP Business One among others. Its own positioning is aimed at B2B companies pushing 500 or more invoices a month with a back-office finance team to run it. AccountsReceivable.ai starts from a different assumption: that there is no collector free to work the queue. It chases every overdue invoice itself across email, SMS and live AI phone calls, applies the incoming cash, reconciles, and predicts a pay date per customer, on a flat monthly fee.

Works inside QuickBooks, Xero & NetSuite Flat monthly fee · no cut of collections

Connect · chase · apply cash · DSO down

Collections Desk

Your books

Collected / wk

Outstanding

AR aging

Current · 30 · 60 · 60+ · paid

Open invoices

Agent worklog

Live

Put this AR on autopilot to watch the agent chase, collect and reconcile.

Dunning sequence

1 Email
2 SMS
3 Call
4 Promise
Paid

Live, interactive · no card, no connection needed

DSO collected invoices cleared

Flat monthly fee · we never take a cut of what we collect · works inside your accounting system

YayPay is now sold as Quadient Accounts Receivable by YayPay, and it is built to make a staffed credit and collections team faster. AccountsReceivable.ai is for teams that want the collections run for them, on a flat fee, without a custom enterprise quote.

Side by side

YayPay vs AccountsReceivable.ai, honestly

A fair look at what each does well. Both are capable tools. Here is where they differ.

Swipe the table sideways for the YayPay column

What matters AccountsReceivable.ai YayPay
What you are actually buying AccountsReceivable.ai, an AI AR agent sold under one name Quadient Accounts Receivable by YayPay. The YayPay brand persists in reviews and shortlists
Who does the collecting The agent works the whole queue on its own Reminder and escalation workflows your credit and collections team operates
Live AI phone calls Places live AI calls as an invoice ages Automated email plus internal escalation to a person
Forecasting and risk Predicted pay date per open invoice Genuine strength: payment prediction, credit risk scoring and well regarded AR dashboards
Accounting and ERP fit Two-way sync with QuickBooks, Xero, NetSuite and Sage Broader ERP list including NetSuite, Sage Intacct, Dynamics 365 Business Central, SAP Business One and Salesforce
Pricing model Flat monthly fee, no seats, no cut of collections Custom subscription per finance team, reported by review sites to start around 500 dollars per month

Comparison reflects general, publicly understood positioning. Capabilities change, so check each product for the latest.

Why teams pick AccountsReceivable.ai

One agent that runs the whole receivables job

The name changed, the shortlist did not

Plenty of the YayPay comparison content still circulating predates the acquisition, which is why buyers land on a five year old feature list. If you are evaluating today, compare against Quadient AR as it ships now: the dashboards, prediction and credit scoring are real and current, and that is the honest bar to clear.

Built to speed up a credit team

Quadient AR aims squarely at B2B finance teams doing 500 or more invoices a month, and it assumes someone is there to work the prioritized queue it produces. That is a good fit if you employ collectors. If receivables are one item on a controller who also owns the close, a better queue mostly produces a better organized backlog.

A quote you negotiate, or a fee you can budget

Quadient does not publish tiered list pricing. It is quoted per team, and third-party review sites report a starting point near 500 dollars per month that scales with invoice volume and modules. Treat that as a directional third-party figure and get a current quote. A flat monthly fee does not climb because you issued more invoices in a strong quarter.

Good questions

YayPay vs AccountsReceivable.ai, answered

Yes, under a different name. Quadient acquired YayPay in July 2020, and the product is sold today as Quadient Accounts Receivable by YayPay. Existing functionality carried over and has been developed since. If a comparison article lists YayPay as a standalone vendor, it predates the acquisition and its feature list is likely out of date.
It depends on what you want automated. If you have collectors and want them faster, look at platforms in the same class such as Versapay, Billtrust or Growfin. If the problem is that nobody has time to chase at all, an agent that runs the outreach itself across email, SMS and live AI phone calls, applies the cash and forecasts pay dates fills the gap a workflow tool leaves open.
There is no published tier list. Quadient AR is sold as a subscription tailored to each B2B finance team, and review sites such as Software Advice report pricing starting around 500 dollars per month and rising with invoice volume and modules. Ask Quadient for a current quote and compare it against a flat monthly fee with no per-seat cost.
They sit at different ends of the market. Quadient AR by YayPay is a mid-market platform aimed at teams doing 500 or more invoices a month, and it is quicker to stand up. HighRadius is an enterprise order-to-cash suite with deep cash application, deductions and credit modules, usually a months-long rollout, and it is priced accordingly.

More comparisons

See how AccountsReceivable.ai compares

vs BILL

Bill.com alternative

BILL sends the invoice and takes the payment. This agent collects the ones that go quiet.

vs Quadient AR by YayPay

Quadient alternative

The same AR visibility, without the enterprise contract or the team to run it.

vs Chaser

Chaser alternative

Beyond reminders: chasing, calls, cash application and forecasting in one agent.

vs Upflow

Upflow alternative

A done-for-you agent, not a collaboration workspace you still operate.

vs Versapay

Versapay alternative

AR collections without a payment-network migration or heavy rollout.

vs HighRadius

HighRadius alternative

Enterprise-grade AR outcomes without the six-figure implementation.

vs Billtrust

Billtrust alternative

The order-to-cash outcomes without the enterprise suite and per-seat contract.

vs Tesorio

Tesorio alternative

Collections and cash forecasting done for you, without a five-figure annual contract.

vs Invoiced

Invoiced alternative

Full AR collections with live calls, on a flat fee, not a percentage of every invoice.

vs Sidetrade

Sidetrade alternative

The same autonomous collections, sized for a US mid-market team instead of a $1B enterprise.

vs Gaviti

Gaviti alternative

Gaviti gives your collectors a better console. This one does the collecting.

vs Growfin

Growfin alternative

Growfin is a CRM for your collectors. This is the collector.

vs Paystand

Paystand alternative

Paystand makes the payment cheaper. This agent makes the slow ones show up.

vs Corcentric

Corcentric alternative

Corcentric will run your AR for you. This agent automates it and leaves it on your books.

vs Emagia

Emagia alternative

The autonomous collecting, without the enterprise order-to-cash suite behind it.

vs Kolleno

Kolleno alternative

Kolleno gives your team the AI agents to run. This one runs them for you.

vs Serrala

Serrala alternative

Serrala is an enterprise O2C suite you roll out. This one is a done-for-you agent live in days.

Weighing YayPay against another platform rather than us? Read the head-to-head breakdowns: HighRadius vs Quadient AR, Versapay vs Quadient AR, Billtrust vs Quadient AR .

See how AccountsReceivable.ai gets you paid faster

One agent that chases every invoice, applies the cash and cuts your DSO, on top of QuickBooks, Xero or NetSuite. Flat fee, and we never take a cut of what we collect.

See pricing

Works with QuickBooks, Xero and NetSuite · bank-grade security · no percentage of collections