AccountsReceivable.ai
How it works
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Pricing Blog

By system & fit

Accounts receivable software for small business that pays for itself in cash flow

In a small business, the person chasing invoices is usually the same person running the business. There is no AR department, just a founder or office manager squeezing follow-ups in between everything else, and the overdue invoices that fund payroll quietly slip.

AccountsReceivable.ai gives a small business the AR desk it could never justify hiring. It connects to QuickBooks or Xero, chases every invoice across email, SMS and phone, applies incoming payments, and tells you when each customer will pay, all for a flat monthly fee. You get paid faster and get your evenings back, without adding headcount.

Works inside QuickBooks, Xero & NetSuite Flat monthly fee · no cut of collections

Connect · chase · apply cash · DSO down

Collections Desk

Your books

Collected / wk

Outstanding

AR aging

Current · 30 · 60 · 60+ · paid

Open invoices

Agent worklog

Live

Put this AR on autopilot to watch the agent chase, collect and reconcile.

Dunning sequence

1 Email
2 SMS
3 Call
4 Promise
Paid

Live, interactive · no card, no connection needed

DSO → collected invoices cleared

Flat monthly fee · we never take a cut of what we collect · works inside your accounting system

QUICKBOOKS XERO NETSUITE

Flat fee no cut of collections

Bank-grade security

Why it works

What your team gets with AR for small business

No AR hire needed

You get the work of an AR clerk without the salary, so a lean team can collect like a much larger one.

Set up in minutes

It connects to QuickBooks or Xero with no implementation project, so a busy owner can be running in an afternoon.

Cash flow you can feel

Faster collections and a lower DSO mean the cash that funds payroll and growth arrives sooner.

What it handles

Chased, collected and reconciled on autopilot

The agent syncs your invoices, chases each one across email, SMS and phone, applies incoming payments to the right invoice, reconciles your ledger, and predicts when every customer will pay.

  • Connects to QuickBooks or Xero in minutes
  • Chases every invoice so the owner does not have to
  • Applies payments and keeps the books reconciled
  • Predicts pay dates so cash is no longer a guess
  • Flat monthly fee that fits a small business budget
ON EVERY INVOICE In order
  1. 01 Sync Reads the open invoice, its terms and the billing contact from your ledger.
  2. 02 Chase Escalates from email to SMS to a live AI call as the invoice ages.
  3. 03 Track Logs replies, disputes and promise-to-pay dates against the invoice.
  4. 04 Apply Matches the incoming payment, reconciles the ledger and closes the invoice.
Nothing sent without your approved tone

How it compares

How small businesses chase invoices today

The three realistic options when there is no AR department, compared honestly.

Capability Founder chases it QuickBooks or Xero reminders AccountsReceivable.ai
Every overdue invoice followed up Only when there is time Yes, on a fixed schedule Yes, all of them
Reminders stop once paid Manual check Yes Yes
Escalates beyond email A phone call you dread No, email only SMS then a live AI call
Adapts tone to the customer Yes No, one template Yes, by segment and history
Matches payments to invoices Manual Partly, if paid through the invoice Automated, exceptions flagged
Tells you who will pay late Gut feel No Predicted pay date per customer
Time cost per week Hours Low setup, then manual chasing Close to zero
Cost Your own hours Included in your accounting plan Flat monthly fee

Why AccountsReceivable.ai

One agent that runs the whole receivables job

Not a reminder tool, not a six-figure suite, and not an agency that takes a cut. Chase, collect, apply cash and forecast in one place, on top of the accounting system you already use.

Chases every invoice

The full dunning sequence runs on autopilot across email, SMS and live AI phone calls, polite and on-brand, so no overdue invoice slips through.

Applies the cash

Incoming wires and ACH batches are matched to the right invoices automatically, so your ledger reconciles and you never chase an invoice that already paid.

Cuts your DSO

A predicted pay date for every open invoice and steady follow-up bring DSO down week over week, so more cash lands when you need it.

Good questions

Questions about AR for small business

Last updated August 2026

No. It is sized for teams without an AR department. The whole point is to give a small business the collections muscle of a finance team without hiring one, on a flat fee that pays for itself in faster cash flow.
It works with QuickBooks and Xero, the systems most small businesses already use, plus NetSuite for larger setups. There is no need to switch tools or rebuild your books.
Read every accounts receivable question

Explore more

More ways finance teams collect with AccountsReceivable.ai

Outsourced accounts receivable

The done-for-you alternative to an AR clerk or an agency.

Learn more

AR software for QuickBooks

Sits on top of QuickBooks and does the chasing it does not.

Learn more

AR automation for Xero

Xero keeps the books, the agent collects the cash.

Learn more
See every AR use case See AR pricing Back to the AI AR agent

Stop chasing invoices. Put your receivables on autopilot.

Connect your accounting system and the agent chases every invoice, applies the cash and cuts your DSO. Flat monthly fee, and we never take a cut of what we collect.

See pricing

Works with QuickBooks, Xero and NetSuite · bank-grade security · no percentage of collections