AR automation
Tesorio alternatives and Tesorio competitors for B2B collections, including Quadient AR, Upflow, HighRadius, Versapay, Chaser and Invoiced
The closest Tesorio alternatives are Quadient AR (formerly YayPay) and Upflow for mid-market collections and cash application, HighRadius and Versapay for larger ERP-led teams, Chaser and Invoiced for smaller companies that want a published price or a QuickBooks connection, and AccountsReceivable.ai if you want the chasing done by an agent on a flat monthly fee. Tesorio itself is a strong product, rated about 4.7 on G2 from more than 230 reviews, the highest score in the category. Teams usually look elsewhere for one of three reasons: the contract size, the ledger they run, or the fact that its collections agent works by email only.
Start with what you are actually replacing. Tesorio sells three agents. The Collections Agent drafts follow-up emails, reads replies for promises to pay and flags invoice problems. The Cash Application Agent matches incoming payments to open invoices and queues the exceptions. The Supplier Portal Agent logs into customer AP portals such as Coupa and SAP Ariba and submits your invoices there. If that third agent is the reason you bought Tesorio, very few alternatives replace it, and this page says so in the table below. If the first two are what you use, the field is wide.
The table compares each vendor on what it is built for, whether it publishes a price, which ledgers and billing systems it names on its own integration pages, and whether follow-up goes beyond email. Figures come from each vendor's own pages and, where a vendor publishes nothing, from buyer-reported data with the sample size stated. Confirm current terms with each vendor before you sign. If you want to see what the chasing would look like on your own book first, drop an aging export into the tool above.
Connect · chase · apply cash · DSO down
Your books
Collected / wk
Outstanding
AR aging
Current · 30 · 60 · 60+ · paid
Agent worklog
LivePut this AR on autopilot to watch the agent chase, collect and reconcile.
Dunning sequence
Live, interactive · no card, no connection needed
Flat monthly fee · we never take a cut of what we collect · works inside your accounting system
Flat fee no cut of collections
Bank-grade security
Why it works
What your team gets with a Tesorio alternative
Tesorio is strongest where SaaS billing lives
Tesorio names Zuora, Stripe and Salesforce alongside NetSuite, Sage Intacct, Workday and QuickBooks, and most of its named customers sell software or subscriptions. If your invoices are generated in a billing system rather than the ledger, that matters. Upflow also connects to Stripe Billing and Chargebee. AccountsReceivable.ai reads invoices from the accounting system, so Stripe or Zuora invoices have to sync into QuickBooks, Xero or NetSuite first, which most SaaS finance teams already do for revenue recognition.
The contract size is why most teams look
Tesorio publishes no price. Vendr, which tracks what buyers paid, reports a median near 17,644 USD a year across 60 purchases, while the same Vendr page also says most customers pay 30,000 to 150,000 USD, so treat both numbers as directional. A finance team with 400 open invoices and one AR person is often paying for forecasting and portal agents it never switches on. A flat monthly tool covers the chasing for a fraction of that, with no annual commitment.
Email-only follow-up stops at the AP inbox
Tesorio publishes no SMS and no outbound calling, and neither do Quadient AR, HighRadius, Versapay or Gaviti. When a customer has ignored three emails, the next useful step is a different channel. AccountsReceivable.ai sends texts from your own Twilio number, only in the customer's daytime hours, and Growth adds a live AI phone call. Chaser carries SMS and call allowances on its plans, and Upflow offers SMS and calls at a usage fee it does not publish.
Keep Tesorio if portal submission is the job
If your invoices die inside Coupa or SAP Ariba because nobody uploaded them, Tesorio's Supplier Portal Agent solves a problem most AR tools ignore. Upflow sells a comparable AP Portal Agent on its Scale plan and above. AccountsReceivable.ai does not submit invoices into customer portals. Be honest about which problem you have before you switch: late payment caused by silence, or late payment caused by an invoice the customer never received.
What it handles
Chased, collected and reconciled on autopilot
The agent syncs your invoices, chases each one across email, SMS and phone, applies incoming payments to the right invoice, reconciles your ledger, and predicts when every customer will pay.
- Chases every open invoice by email, then SMS from your own Twilio number, with a live AI call on Growth
- Connects to QuickBooks Online or Xero on Starter, NetSuite, Sage Intacct, Business Central and Acumatica on Growth
- Checks the live balance before every message, so a customer who paid this morning is never chased
- Matches incoming payments to open invoices and writes them back to your ledger
- Reads replies and turns "paying Friday" into a promise to pay with its own follow-up
- Publishes its price: 299, 799 or 1,899 USD a month, half that billed annually, no seats
- 01 Sync Reads the open invoice, its terms and the billing contact from your ledger.
- 02 Chase Escalates from email to SMS to a live AI call as the invoice ages.
- 03 Track Logs replies, disputes and promise-to-pay dates against the invoice.
- 04 Apply Matches the incoming payment, reconciles the ledger and closes the invoice.
How it compares
Tesorio and its competitors compared
Connectors, channels and prices are taken from each vendor's own published pages, checked October 2026. Where a vendor publishes no price, the buyer-reported figure is shown with its sample size.
| Platform | Built for | Published price? | Ledgers and billing systems named | Follow-up beyond email |
|---|---|---|---|---|
| Tesorio | B2B SaaS and subscription revenue teams; agents for collections, cash application and customer AP portals (Coupa, Ariba) | No. Vendr reports a median near 17,644 USD a year across 60 purchases | NetSuite, Sage Intacct, Workday, QuickBooks, Zuora, Salesforce, Stripe; other ERPs through Tesorio Connect | None published; the collections agent works by email |
| Quadient AR by YayPay | Mid-market teams that want pay-date prediction and a customer payment portal | No. Quote only, and Quadient asks for a minimum yearly revenue before it quotes | QuickBooks Online and Advanced, Xero, NetSuite, Sage Intacct, Sage 300, Sage X3, Acumatica, Dynamics, SAP | None; email, collector tasks and the portal |
| Upflow | Scaling B2B companies, priced by annual gross invoice value with unlimited users | Plans are quote only. Payments add-on 390 USD a month plus transaction fees | QuickBooks Online, Xero, Stripe Billing, Chargebee on every plan; NetSuite and Sage Intacct from the Grow plan | SMS, calls and letters at a usage fee it does not publish |
| HighRadius | Enterprise order-to-cash with AI agents across cash application, credit and deductions | No. Vendr median near 12,973 USD a year; an outcome-based option since February 2026 | Names SAP, Oracle, Microsoft Dynamics and NetSuite | None |
| Versapay | A shared buyer and supplier portal where invoices are paid and disputes settled | No. Vendr average near 5,423 USD a year from only 4 buyers | NetSuite, Sage Intacct, Dynamics 365 BC, Dynamics 365 F&SCM, MRI | None |
| Chaser | Small and mid-sized companies that want chasing software with a published rate card | Yes. US prices from 259 USD a month (Compact), 779 (Core), 1,169 (Complete) | QuickBooks Online, Xero, Sage Intacct, NetSuite, Business Central | SMS and call allowances on its plans |
| Invoiced by Flywire | Invoicing, AR and a payment portal in one product | No | QuickBooks Online and Desktop, Xero, NetSuite, Sage Intacct, Dynamics, Workday | Email and portal; no calling published |
| Gaviti | Mid-market collections workflow and credit management | No | Its integrations page names no ERP; separate pages name QuickBooks Desktop and Xero without connector detail | None published |
| AccountsReceivable.ai | Finance teams that want an agent to do the chasing and matching on their own books | Yes. 299, 799 or 1,899 USD a month, half that billed annually | QuickBooks Online and Xero on Starter; NetSuite, Sage Intacct, Business Central and Acumatica on Growth; or a CSV | SMS from your own Twilio number on Starter; live AI calls on Growth |
Swipe the table sideways to see every column
Why AccountsReceivable.ai
One agent that runs the whole receivables job
Not a reminder tool, not a six-figure suite, and not an agency that takes a cut. Chase, collect, apply cash and forecast in one place, on top of the accounting system you already use.
Chases every invoice
The full dunning sequence runs on autopilot across email, SMS and live AI phone calls, polite and on-brand, so no overdue invoice slips through.
Applies the cash
Incoming wires and ACH batches are matched to the right invoices automatically, so your ledger reconciles and you never chase an invoice that already paid.
Cuts your DSO
A predicted pay date for every open invoice and steady follow-up bring DSO down week over week, so more cash lands when you need it.
Good questions
Questions about a Tesorio alternative
Explore more
More ways finance teams collect with AccountsReceivable.ai
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Automate AR end to end, not just the first reminder email.
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How to choose, and why a true agent beats a reminder tool.
Learn moreGo deeper
Go deeper before you replace Tesorio
Tesorio pricing
What buyers report paying for Tesorio, why the figures disagree and how the quote is built.
Read the comparisonTesorio vs YayPay
The most common head-to-head, by portal agent, ERP fit and cost.
Read the comparisonQuadient AR competitors
If Quadient AR is your other finalist, its own field compared.
Read the comparisonAccounts receivable software for SaaS
Collections for subscription businesses that invoice from a billing system.
Read the comparisonDunning for B2B SaaS
How SaaS finance teams sequence reminders on unpaid annual and usage invoices.
Read the comparisonSupplier portal invoice submission
If invoices stall in Coupa or Ariba, what fixes that and what does not.
Read the comparisonUpflow pricing
How Upflow prices by gross invoice value and which plan carries which agent.
Read the comparisonChaser pricing
The published US rate card, banded by company revenue.
Read the comparisonHighRadius competitors
The enterprise suites, for teams replacing Tesorio at larger scale.
Read the comparisonCash application software
If payment matching is the Tesorio agent you rely on most.
Read the comparisonAccounts receivable automation pricing
Every plan, what it includes and the invoice limits.
Read the comparisonBest cash application software
If the Cash Application Agent is the part of Tesorio you rely on, the tools that replace it.
Read the comparisonStop chasing invoices. Put your receivables on autopilot.
Connect your accounting system and the agent chases every invoice, applies the cash and cuts your DSO. Flat monthly fee, and we never take a cut of what we collect.
Works with QuickBooks, Xero and NetSuite · bank-grade security · no percentage of collections