AccountsReceivable.ai
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By system & fit

Sage 50 automated SMS: text message payment reminders and accounts receivable automation for Sage 50 Accounting

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Sage 50 has no text message channel for collections. The US edition (Sage 50 Accounting in its Pro, Premium and Quantum versions, the product many owners still call Peachtree) gives you two tools for chasing money. The first is dunning messages: up to four lines of text, one per overdue range, printed on customer statements. The second is AR Automation, the cloud service formerly called Sage Connect, which adds a customer account portal, email templates, batch messages and reminder emails on a schedule. Both are email or paper. Neither sends a text, places a call, or reads what the customer writes back.

That gap matters most for the businesses Sage 50 is built for. A contractor, a distributor or a professional firm with a few hundred open invoices usually has one person doing collections between other jobs. The statement goes out on the first of the month, the reminder email lands in an accounts payable inbox with forty others, and the invoice turns 60 days old before anyone picks up the phone. A text to the right contact the day after the due date, with the invoice number and a payment link, gets read within minutes.

AccountsReceivable.ai adds that step. It reads your Sage 50 open invoices and customers, runs an escalating sequence of email, then SMS, then a firmer SMS, then a live AI phone call on anything that keeps aging, checks that each invoice is still open before every send, and closes the sequence the moment the payment posts. You can start from the Sage 50 Aged Receivables report exported to Excel or CSV and see the reminder plan for your real ledger before anything else is set up. Plans start at $299 a month, flat, with no percentage of what you collect.

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Works inside QuickBooks, Xero & NetSuite Flat monthly fee · no cut of collections

Connect · chase · apply cash · DSO down

Collections Desk

Your books

Collected / wk

Outstanding

AR aging

Current · 30 · 60 · 60+ · paid

Open invoices

Agent worklog

Live

Put this AR on autopilot to watch the agent chase, collect and reconcile.

Dunning sequence

1 Email
2 SMS
3 Call
4 Promise
Paid

Live, interactive · no card, no connection needed

DSO → collected invoices cleared
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Flat monthly fee · we never take a cut of what we collect · works inside your accounting system

QUICKBOOKS XERO NETSUITE

Flat fee no cut of collections

Bank-grade security

Why it works

What your team gets with Sage 50 automated SMS

Texts that check Sage 50 before they send

A statement goes out once a month with whatever balance was true on the day you ran it. The agent reads Sage 50 open invoices right before every send, so a customer who paid by ACH this morning does not get a text this afternoon. Three late invoices for the same customer go out as one message with one payment link, not three separate pings, and anything you mark as disputed is held back until someone resolves it.

The step after the dunning message

Keep your four Sage 50 dunning messages and your AR Automation reminder emails if they work for you. The agent adds what they cannot: a text the day after the due date, a firmer text at 15 days, and a live AI phone call on anything past your threshold. Every attempt and every answer lands on the invoice timeline, so nobody keeps a side spreadsheet of who promised what.

Replies turned into next steps, payments applied back

A reply of "paying Friday" becomes a promise to pay with its own follow-up date. "We never got it" triggers a resend with the PDF attached. A short pay or a pricing question routes to the account owner with the invoice open. When the payment lands, the agent applies it across the invoices it covers and records the receipt against Sage 50, so the ledger and the messaging agree.

What it handles

Chased, collected and reconciled on autopilot

The agent syncs your invoices, chases each one across email, SMS and phone, applies incoming payments to the right invoice, reconciles your ledger, and predicts when every customer will pay.

  • Reads Sage 50 open invoices and customers, or starts from the Aged Receivables export
  • Escalating sequence: email, then SMS, then a firmer SMS, then a live AI phone call
  • Every text suppressed the moment the invoice shows paid
  • STOP handled, daytime-hours sending in the customer's time zone, opt-outs recorded
  • Replies logged as promises to pay, resends or disputes, each with a next step
  • Flat monthly plans from $299, no percentage of collections
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ON EVERY INVOICE In order
  1. 01 Sync Reads the open invoice, its terms and the billing contact from your ledger.
  2. 02 Chase Escalates from email to SMS to a live AI call as the invoice ages.
  3. 03 Track Logs replies, disputes and promise-to-pay dates against the invoice.
  4. 04 Apply Matches the incoming payment, reconciles the ledger and closes the invoice.
Nothing sent without your approved tone

How it compares

Sage 50 native vs a reminder add-on vs an AR agent that texts

Three ways a Sage 50 company chases a late invoice. Only one of them texts, calls and reads the reply.

Capability Sage 50 native (dunning messages, AR Automation) Reminder add-on (template texts) AccountsReceivable.ai
SMS channel No Yes, template texts on a schedule Yes, as a step in the collections sequence
Email reminders Yes, AR Automation cadences and dunning lines on statements Usually Yes, before and after the due date
Checks the invoice is still open before sending AR Automation syncs about every 60 minutes Depends on the sync Every send
Reads and acts on the reply No No Promise to pay, resend or dispute, each with a next step
Escalates to a live phone call No No Live AI call on aged invoices
Consolidates several late invoices into one text n/a Rarely Yes, one message and one payment link
Partial payments Not supported in AR Automation, per Sage's FAQ Varies Applied across the invoices a payment covers
Published price Included with Sage 50 cloud-connected services Often quote only From $299 a month, flat

Swipe the table sideways to see every column

Why AccountsReceivable.ai

One agent that runs the whole receivables job

Not a reminder tool, not a six-figure suite, and not an agency that takes a cut. Chase, collect, apply cash and forecast in one place, on top of the accounting system you already use.

Chases every invoice

The full dunning sequence runs on autopilot across email, SMS and live AI phone calls, polite and on-brand, so no overdue invoice slips through.

Applies the cash

Incoming wires and ACH batches are matched to the right invoices automatically, so your ledger reconciles and you never chase an invoice that already paid.

Cuts your DSO

A predicted pay date for every open invoice and steady follow-up bring DSO down week over week, so more cash lands when you need it.

Good questions

Questions about Sage 50 automated SMS

No. Sage 50 Accounting, US edition, has no built-in SMS channel for accounts receivable. Customer statements, invoices and dunning messages go out by print or email, and the AR Automation cloud service adds email reminders and a customer portal, not texts. Any text about a Sage 50 invoice has to come from an add-on that reads your Sage 50 data and owns the messaging.
Yes, by email. AR Automation for Sage 50, included with cloud-connected services on version 2025.0 or later, lets you set reminder cadences, customize email templates and send batch messages, and gives customers a portal to view and pay invoices. It does not text, call, escalate by channel, or act on what the customer replies. Dunning messages on printed or emailed statements are the older, built-in option.
You set up to four messages, one per overdue range, under Maintain, Default Information, Statement/Invoices, on the Dunning Messages tab. When you print or email statements, Sage 50 stamps the message that matches how far each customer is past due. It is a line of text on a monthly statement, so it reaches the customer once a month at most and never follows up on its own.
It is Sage's cloud accounts receivable service for Sage 50, formerly called Sage Connect. It syncs customers and transactions from Sage 50 about every 60 minutes, gives your customers an account portal, sends invoices and reminder emails, and from version 2026.0 takes card or PayPal payments through Stripe or PayPal. Sage's own FAQ notes it does not support partial payments. There is no SMS or phone channel.
No. Sage 50 Accounts in the UK is a different product with its own features, including Sage Copilot debt management, whose automated payment reminders are available only in Sage 50 Accounts Professional. Advice, forum threads and integrations written for the UK product often do not apply to Sage 50 Accounting in the US. Check that any tool you shortlist names the US edition.
A short list. Chaser publishes a Sage 50 integration and texts, with USD plans from 259 dollars a month, though it was built for the UK market. Kolleno names Sage 50, priced in pounds per user. Credit Hound lists Sage 50 for email reminders with payment links. Paidnice supports Sage only on custom plans. Some US Sage partners resell AR add-ons with email and text reminders. Quadient AR, Versapay, Billtrust, HighRadius and Tesorio do not name Sage 50 in their published integration lists.
There are three routes. A Sage partner can build a custom script against the Sage 50 SDK and an SMS gateway. A general reminder add-on can send template texts on a schedule. Or an AR platform reads your open invoices and runs the whole sequence, checking the invoice is still open before each text and stopping when the payment posts. Only the third knows whether the customer already paid.
Yes. In the US the Telephone Consumer Protection Act covers automated texts to mobile numbers, and a business contact's cell phone is still a cell phone. Get consent to account texts, keep a record of it, send inside daytime hours in the customer's time zone, and stop the moment someone replies STOP. Carriers also filter unregistered business texting, so send from a 10DLC-registered number.
It depends on the route. A custom partner build is quoted per project and you pay the SMS gateway on top. Chaser starts at 259 dollars a month in USD and prices by company revenue. Paidnice custom plans start at 999 dollars a month. AccountsReceivable.ai plans start at $299 a month, flat, with email and SMS dunning included and no percentage of what you collect.
Yes, when the text is the second step, not the first. An email reminder before the due date, a text to the accounts payable contact the day after it goes late, a firmer text at 15 days and a call after that is the pattern that works. The text carries the invoice number and a payment link, so paying takes one tap instead of finding the email.
Yes. The agent checks the invoice is still open before every send. If a receipt has been recorded against it, the pending text is cancelled and the sequence closes. If the payment reaches you first by ACH or check, the agent applies it to the invoices it covers so the next reminder never goes out, and the receipt is recorded against Sage 50.
For recording it, yes. Sage 50 tracks invoices, receipts, finance charges, credit limits and aged receivables well for a small or mid-sized business, and Quantum scales to 40 users. Where it stops is collecting: it has no multi-channel sequence, no texting, no calls and no reply handling. Most Sage 50 companies add that on top rather than switching ledgers.
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Stop chasing invoices. Put your receivables on autopilot.

Connect your accounting system and the agent chases every invoice, applies the cash and cuts your DSO. Flat monthly fee, and we never take a cut of what we collect.

Get started See pricing

Works with QuickBooks, Xero and NetSuite · bank-grade security · no percentage of collections