AccountsReceivable.ai

Compare · Gaviti vs HighRadius

Gaviti vs HighRadius for AR automation software and which collections platform fits your finance team

Gaviti and HighRadius land on the same shortlist because both sell collections automation and cash application to B2B finance teams. They are built for different sizes of company. Gaviti, headquartered in Tel Aviv, sells a focused invoice-to-cash product: credit management, dunning and collections, dispute management, cash application and a payment portal, with an AI assistant on top. HighRadius, founded in 2006 and headquartered in Houston, sells the whole order-to-cash chain plus accounts payable, B2B payments, close and reconciliation, and treasury, and reports more than 1,300 customers.

That difference shows up everywhere a buyer looks. Gaviti says every package includes unlimited users and unlimited workflows and prices on usage, not seats. HighRadius sells modules on an annual subscription and, since February 2026, also offers an outcome-based model. Neither publishes a price. Below is how they compare on the things that usually decide the shortlist: which ledger each one actually names, how much of the job each one does, and what the contract tends to look like.

Works inside QuickBooks, Xero & NetSuite Flat monthly fee · no cut of collections
Collections Desk

Your books

Collected / wk

Outstanding

AR aging

Current · 30 · 60 · 60+ · paid

Open invoices

Agent worklog

Live

Put this AR on autopilot to watch the agent chase, collect and reconcile.

Dunning sequence

1 Email
2 SMS
3 Call
4 Promise
Paid

Live, interactive · no card, no connection needed

DSO → collected invoices cleared
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Flat monthly fee · we never take a cut of what we collect · works inside your accounting system

The short answer

Gaviti is a mid-market invoice-to-cash platform built around collections: dunning workflows, credit, disputes, cash application and a payment portal, priced on usage with unlimited users. HighRadius is an enterprise order-to-cash suite that also sells AP, treasury and close software, names SAP, Oracle, Microsoft Dynamics and NetSuite as its ERPs, and is usually a multi-module project. Choose Gaviti if collections is the problem and you want a smaller rollout. Choose HighRadius if you run SAP or Oracle at enterprise volume and want one vendor across order to cash.

Side by side

Gaviti vs HighRadius, compared honestly

Both are capable platforms with real strengths. Here is where they differ, and where our own agent fits.

Swipe the table sideways for the HighRadius and AccountsReceivable.ai columns

What matters Gaviti HighRadius AccountsReceivable.ai
Built for Mid-market B2B finance teams that want collections organized quickly Large enterprises running order to cash across many entities and ERPs Teams that want overdue invoices chased without running a platform
Product scope Credit, dunning and collections, disputes, cash application, payment portal Order to cash (credit, collections, cash application, deductions, e-invoicing) plus AP, payments, close and treasury Collections, cash application and pay-date prediction
AI AI assistant and agentic AI chat included in every package Agentic AI agents across order to cash, expanded in the February 2026 release The agent runs the chase itself
ERPs named on the vendor site Main integrations page names none; per-system pages name QuickBooks Desktop, Xero, Wave and Kashoo Claims 50+ ERPs, names SAP, Oracle, Microsoft Dynamics and NetSuite QuickBooks, Xero, NetSuite and Sage exports
QuickBooks or Xero Both named on per-system pages, no connector detail published Not named Yes
Users Unlimited users and workflows stated as included Licensed by module and scope No per-seat charge
Published price None, usage-based quote from a form None, annual subscription or outcome-based contract Flat monthly fee on the pricing page
Contract data from real buyers No reliable public figure Vendr median about 12,973 USD a year Published plans, no negotiation
Review scores About 4.5 on Capterra from 91 reviews, about 4.4 on G2 About 4.3 on G2 from roughly 230 reviews Try it on your own invoices first
Live collection calls No, your collectors make the calls No, your collectors make the calls No, the email sequence escalates and flags who needs a call

Reflects publicly documented positioning. Neither vendor publishes list pricing. Capabilities change, so confirm details directly before you buy.

Which one fits

Choosing between them comes down to your bottleneck

Pick Gaviti if

Collections is the bottleneck and you want it organized this quarter, not next year. Gaviti covers dunning, credit, disputes and cash application in one product, says every package carries unlimited users and workflows, and is the smaller rollout of the two. Ask for your exact ledger and edition in writing first, because its public integrations page names no system and the per-system pages carry no connector detail.

Pick HighRadius if

You run SAP or Oracle at enterprise volume, you have deductions and credit work as well as collections, and you want one vendor from credit decision to cash posted, possibly with AP and treasury later. HighRadius is the deeper suite and the bigger project. Budget for implementation as its own line and ask which of the two pricing models you are being quoted on.

Pick a collections agent if

You are on QuickBooks, Xero, NetSuite or Sage, your customers can already pay, and the real gap is that nobody follows up on time. Neither platform is sized for that alone. AccountsReceivable.ai imports your open invoices, chases every overdue one with an escalating email sequence, matches the payments on your bank statement and charges a flat monthly fee with no percentage of collections.

What actually decides it

Four things worth checking before you sign

A controller and an AR manager comparing two printed software proposals at a conference table

Check the ERP list before the demo

This settles more Gaviti vs HighRadius decisions than any feature grid. HighRadius states it works with more than 50 ERPs but names four on its integrations page: SAP, Oracle, Microsoft Dynamics and NetSuite. QuickBooks and Xero are not on it. Gaviti goes the other way. Its main integrations page says it works with any ERP or business system and names none, while separate pages under its ERP integration section name QuickBooks Desktop, Xero, Wave and Kashoo. Third-party profiles add NetSuite, Business Central, Sage Intacct and SAP Business One, but Gaviti has not published that list. So a QuickBooks or Xero company will usually find Gaviti the closer fit, and an SAP or Oracle company will find HighRadius the safer one. Either way, ask whether the connector is the vendor's own, how often it syncs, and whether payments write back to the ledger.

Suite depth against speed to value

HighRadius is a platform you grow into. Credit, collections, cash application, deductions and e-invoicing are separate modules, and the same vendor sells AP automation, B2B payments, close and treasury. That breadth is the reason enterprises choose it, and it is also why a rollout tends to run in phases across modules and business units. Gaviti is narrower on purpose. It covers the invoice-to-cash core and stops there, which usually means fewer workstreams, a smaller project team and collections running sooner. Competitors publish go-live estimates for both, but those are rivals describing rivals, so ask each vendor for a dated project plan for your own entity count and ledger, and compare those instead.

Unlimited users against module licensing

Gaviti's pricing page says pricing is based on usage, not per user, and that unlimited users, unlimited workflows, customizable permissions and multi-entity support come in every package. That matters if you want sales, customer success and finance inside the tool without paying for each seat. HighRadius publishes no figures either. Its pricing page describes an annual subscription where you pay for the modules you use, and in February 2026 it added an outcome-based model alongside it. Vendr reports a median HighRadius contract near 12,973 USD a year, which is a useful anchor for a single module, not for a multi-module deployment. Get both quotes on the same basis: twelve months of invoice volume, the same modules, the same entity count.

Who still makes the calls

Neither platform phones your customers. Both automate the reminder side and give your collectors worklists, prioritization and dispute tracking, and both expect a person to pick up the phone when an invoice has gone quiet after several emails. That is the line to price honestly. If you already have collectors and need them more productive, either tool can do that job. If you do not have collectors and the real problem is that follow-up never happens, the cost of the people you would still need belongs in the comparison next to the subscription.

Keep reading

Good questions

Gaviti vs HighRadius, answered

Gaviti is better for a mid-market team that wants collections, credit, disputes and cash application organized quickly, with unlimited users. HighRadius is better for an enterprise on SAP or Oracle that wants one vendor across the whole order-to-cash chain and has the team to run a multi-module rollout. The deciding factor is usually company size and ERP, not features.
Yes, in collections and cash application. Both sell AR automation to B2B finance teams, and HighRadius publishes its own list of Gaviti alternatives. They rarely compete at the top of the market, where HighRadius also sells deductions, AP, treasury and close software that Gaviti does not offer.
Usually, but neither publishes a price, so you cannot confirm it without two quotes. Gaviti prices on usage and includes unlimited users. HighRadius sells modules on an annual subscription or an outcome-based contract, and Vendr reports a median near 12,973 USD a year. Compare quotes built on the same invoice volume and modules.
Gaviti publishes per-system pages naming QuickBooks Desktop, Xero, Wave and Kashoo, and third-party profiles list NetSuite, Business Central and Sage Intacct connectors. Its main integrations page names no system and none of these pages states a sync frequency or supported version, so get your exact ledger and edition confirmed in writing.
HighRadius does not name QuickBooks or Xero. Its integrations page names SAP, Oracle, Microsoft Dynamics and NetSuite among more than 50 ERPs it says it supports. A QuickBooks or Xero company should ask for a reference customer on the same ledger before going further.
Gaviti is generally the smaller project because it covers the invoice-to-cash core only. HighRadius deployments tend to run in phases across modules, ERP instances and business units. The published timelines come mostly from competitors, so ask both vendors for a dated plan for your own entity count and ledger.
No. Both automate reminders and give collectors worklists and prioritization, and the calls are made by your team. If invoices going quiet after several emails is the main problem, price the collector time you will still need alongside either subscription.
If your customers can already pay and the gap is follow-up, a focused collections agent is a smaller commitment. AccountsReceivable.ai imports open invoices from QuickBooks, Xero, NetSuite or Sage, chases every overdue one with an escalating email sequence, matches the cash and charges a flat monthly fee with no percentage of collections.

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Still just need the invoices chased?

If your invoices go out fine and customers simply pay late, AccountsReceivable.ai chases every one across email, SMS and live AI calls, applies the cash and cuts your DSO. Flat fee, and we never take a cut of what we collect.

Works with QuickBooks, Xero, NetSuite and Sage · bank-grade security · no percentage of collections