Compare · FIS GETPAID vs Quadient AR
GETPAID vs Quadient AR and FIS GETPAID vs Quadient compared for enterprise and mid-market AR teams
GETPAID and Quadient AR meet on the same shortlist more often than their sizes suggest. GETPAID has been in receivables for more than two decades: SunGard bought it in 2005, SunGard became part of FIS, and FIS still sells it as a full credit-to-cash suite to large companies. Quadient AR is the old YayPay, bought by Quadient and sold as a cloud platform to mid-market finance teams. Buyers compare them when a GETPAID renewal comes up, when an acquisition brings GETPAID into a smaller company, or when a mid-market team is told GETPAID is the safe enterprise choice.
The two products answer different questions, and the right one usually falls out of three facts about your company: which ERP you run, how much of your open AR is deductions and disputes, and whether you can host software yourself. This page compares them on those points and on cash application, collections, forecasting, reviews and contract shape. We sell a competing collections product, so read our column as our own position, and confirm anything decision-critical with both vendors in writing.
Your books
Collected / wk
Outstanding
AR aging
Current · 30 · 60 · 60+ · paid
Agent worklog
LivePut this AR on autopilot to watch the agent chase, collect and reconcile.
Dunning sequence
Live, interactive · no card, no connection needed
Flat monthly fee · we never take a cut of what we collect · works inside your accounting system
The short answer
FIS GETPAID is an enterprise credit-to-cash suite: credit risk, collections scoring, cash application, deductions and disputes, deployable on-premise, in a private cloud or as SaaS, with a pre-built SAP interface. Quadient AR (formerly YayPay) is a SaaS collections and forecasting platform for mid-market companies, with a published connector list that runs from NetSuite and Sage Intacct to QuickBooks and Xero. Choose GETPAID if you run SAP, carry heavy deductions or need on-premise. Choose Quadient AR if you want collections cadence and pay-date prediction live in weeks on a mid-market ledger.
Side by side
FIS GETPAID vs Quadient AR, compared honestly
Both are capable platforms with real strengths. Here is where they differ, and where our own agent fits.
Swipe the table sideways for the Quadient AR and AccountsReceivable.ai columns
| What matters | FIS GETPAID | Quadient AR | AccountsReceivable.ai |
|---|---|---|---|
| Built for | Large enterprises with a credit department, a collections team and a dedicated deductions desk | Mid-market B2B companies; Quadient qualifies buyers at more than 7.8M GBP in annual revenue | Teams whose overdue invoices go quiet because nobody has the hours to chase them |
| Deployment | On-premise, private cloud or SaaS, plus a Microsoft Marketplace listing since November 2025 | SaaS only | SaaS, start from a CSV export of your open invoices |
| Modules | Cash application, collections management, collections scoring, credit risk, credit card integration, deduction and dispute management, collaboration portal, managed application services | Collections, credit, disputes, cash application, customer portal and payments, invoice delivery, dashboards | Email collections sequence, payment matching from your bank statement, AR aging with predicted pay dates |
| Named ERP connectors | A pre-built SAP interface; FIS otherwise says it works with any ERP or AR system and names no others | NetSuite, Sage Intacct, Sage 300, Sage X3, Acumatica, Microsoft Dynamics, QuickBooks, Xero, SAP, SAP Business One, Salesforce, Zuora | Imports from QuickBooks, Xero, NetSuite and Sage exports |
| Prediction | Propensity-to-pay score; FIS claims it predicts delinquency risk 60 days out | Pay-date forecasting with a vendor claim of up to 94 percent accuracy, late-pay buckets by 30-day band | A predicted pay date per invoice from each customer history |
| Deductions and disputes | A dedicated deduction and dispute management module, a core strength | Dispute tracking inside the collections workflow, not built around deduction research | Out of scope, disputed invoices are left for your team |
| Customer portal | Online dispute network where customers pull duplicate invoices and proof of delivery | Self-service portal to view and pay invoices | Payment link in every reminder, no portal to learn |
| Live collection calls or SMS | Not described, mass correspondence and collector worklists | Not described, email reminders and escalations | Email only, plus a list of who has gone past the final notice |
| Review base | Gartner Peer Insights about 4.2 from 46 ratings; almost no G2 or Capterra reviews | Capterra 4.5 from 33 reviews; G2 about 4.4 from roughly 115 | Too new for a meaningful review count |
| Published price | None, and no credible third-party figure for GETPAID alone | None, only the revenue floor; unlimited users in every package | Flat monthly fee on the pricing page |
Reflects publicly documented positioning. Neither vendor publishes list pricing. Capabilities change, so confirm details directly before you buy.
Which one fits
Choosing between them comes down to your bottleneck
Pick FIS GETPAID if
You run SAP, your receivables are big enough to justify separate credit, collections and deductions teams, and retailer or distributor deductions are a real share of open AR. GETPAID is one of the few suites that will still install on your own servers, which matters to banks, insurers and companies with strict data residency rules. Budget for a long implementation and for a vendor that sells to very large companies first.
Pick Quadient AR if
You are a mid-market company on NetSuite, Sage Intacct, Sage 300 or X3, Acumatica, Dynamics, QuickBooks or Xero, and the problem is that follow-up is inconsistent and nobody can say which invoices will slip. Quadient AR runs the reminder cadence, forecasts pay dates and gives unlimited user seats, so the whole sales and finance team can see the account. Check that you clear the revenue floor before booking the demo.
Pick a collections agent if
Your credit process and deductions are under control and the gap is simply that overdue invoices do not get chased past the first email. Neither suite is sized for that alone. AccountsReceivable.ai imports your open invoices from a QuickBooks, Xero, NetSuite or Sage export, runs a scheduled email sequence on every overdue one, matches the payments on your bank statement and charges a flat monthly fee with no percentage of collections.
What actually decides it
Four things worth checking before you sign
The ERP question usually settles it before the demo
GETPAID publishes exactly one named integration, a pre-built SAP interface, and otherwise describes itself as working with any ERP or AR system. That wording is normal for enterprise software and it means a project: someone maps customer, invoice, payment and dispute data in and out of your ledger, and that someone is usually a consultant. Quadient AR goes the other way and publishes a long logo list: NetSuite, Sage Intacct, Sage 300, Sage X3, Acumatica, Microsoft Dynamics, QuickBooks, Xero, SAP, SAP Business One, Salesforce and Zuora. On SAP ECC or S/4HANA, GETPAID is the natural fit and Quadient AR needs proof that its SAP connection covers your instance. On NetSuite, Sage or QuickBooks, GETPAID has nothing published for your ledger and Quadient AR does. Whichever way you lean, ask each vendor to name the connector in writing, say who built it and state which records write back to the ledger rather than only reading from it.
Deductions are the strongest reason to stay with GETPAID
Plenty of GETPAID customers sell to big retailers and distributors, where short payments for promotions, shortages, pricing and compliance fines are routine. GETPAID has a dedicated deduction and dispute module with a portal where customers, sales and service can see the claim and the proof of delivery. Quadient AR tracks disputes inside its collections workflow, which is fine for a B2B seller with occasional disputes, and thin for a consumer goods supplier where deductions are a fifth of open AR. Before you compare anything else, pull your open AR and split it into true overdue, disputed and deducted. If the deducted column is large, the comparison is mostly about deduction research, and GETPAID or a specialist deductions tool belongs on the list. If it is small, that module is cost you will not use.
Prediction claims from both sides, and how to test them
Both vendors sell prediction. FIS says GETPAID scores the propensity to pay and predicts delinquency risk 60 days out, and that it uses machine learning to prioritize work queues. Quadient says its forecasting reaches up to 94 percent accuracy and buckets each account by how late it is likely to pay, in 30-day bands. Both are vendor claims, neither is an audit, and both depend heavily on how clean and long your payment history is. The practical test is simple. Give each vendor twelve months of invoices and payments, hold back the last quarter, and ask them to predict it. Score the predictions against what actually happened, and weigh the result by dollars rather than invoice count, because a model that is right on every small invoice and wrong on your three largest customers is not a forecast you can give treasury.
What the contracts look like
Neither vendor publishes a price, and there is no reliable third-party number for GETPAID on its own. Vendr only reports figures for FIS as a whole, which mixes banking and treasury contracts and says nothing useful about a receivables deal. For Quadient AR the only published figure is the qualifying line of more than 7.8 million GBP in annual revenue; Capterra lists a figure of 500 USD per feature per month, which is a directory entry rather than a quote, and Vendr reports a Quadient-wide median near 19,950 USD a year that covers far more than AR. Plan around the shape, not the numbers: GETPAID as a multi-year enterprise license or subscription with a separately scoped implementation, often through FIS services or a partner; Quadient AR as an annual SaaS subscription with onboarding, unlimited users and per-module pricing. Ask both for a three-year total including implementation, and ask GETPAID specifically what changes if you move from on-premise to its cloud editions at renewal.
Who does the chasing after the software is live
Both products give collectors better worklists, smarter prioritization and automated correspondence. Neither describes outbound collection calls or text messages, and in both cases the last mile on an ignored invoice is still a person picking up the phone. That is fine when you have a collections team and the software is making that team faster, which is what both are designed for. It is a poor fit when the real problem is that nobody owns follow-up at all. In that case the suite surfaces a beautifully prioritized list that no one works, and the cost of the license buys you a better view of the same overdue invoices. Be honest in the business case about who acts on the list each morning.
Keep reading
- FIS GETPAID alternatives, every realistic replacement by ERP, price and channels
- Quadient AR competitors, the mid-market shortlist compared
- Quadient AR (YayPay) pricing, what the revenue floor means for your quote
- deduction management software, if short payments are the bigger problem
Good questions
FIS GETPAID vs Quadient AR, answered
More head to head
Other AR platform comparisons
HighRadius vs Billtrust
An enterprise AI suite against an invoice-delivery and payments platform.
HighRadius vs VersapayHighRadius vs Versapay
Enterprise AI depth against a collaborative buyer portal.
Versapay vs BilltrustVersapay vs Billtrust
Collaborative dispute resolution against multi-channel invoice delivery.
HighRadius vs Quadient ARHighRadius vs Quadient AR by YayPay
A heavy enterprise AI suite against a lighter mid-market AR platform.
Versapay vs Quadient ARVersapay vs Quadient AR by YayPay
A collaborative payment portal against a collections-and-forecasting platform.
Bill.com vs VersapayBill.com vs Versapay
An all-in-one SMB billing and payments platform against a mid-market AR portal.
Billtrust vs Quadient ARBilltrust vs Quadient AR by YayPay
An invoice-to-cash and delivery platform against a collections-and-forecasting platform.
HighRadius vs BlackLineHighRadius vs BlackLine
Two enterprise finance platforms that reach receivables from opposite directions.
Versapay vs BlackLineVersapay vs BlackLine
A receivables and payments platform against a close platform that added receivables.
Versapay vs PaystandVersapay vs Paystand
A collaborative AR platform against a zero-fee B2B payment network.
Billtrust vs BILLBilltrust vs Bill.com
Enterprise invoice delivery and payments against an all-in-one SMB AP and AR tool.
HighRadius vs BILLHighRadius vs Bill.com
An enterprise autonomous receivables suite against an all-in-one SMB AP and AR tool.
Quadient AR vs GavitiQuadient AR vs Gaviti
A prediction and portal platform against a collections workflow and analytics platform.
Sidetrade vs Quadient ARSidetrade vs YayPay
An enterprise order-to-cash platform with autonomous calling against a mid-market prediction and portal platform.
Tesorio vs Quadient ARTesorio vs YayPay
An agentic receivables platform built around B2B SaaS billing against a mid-market prediction and portal platform.
Still just need the invoices chased?
If your invoices go out fine and customers simply pay late, AccountsReceivable.ai chases every one across email, SMS and live AI calls, applies the cash and cuts your DSO. Flat fee, and we never take a cut of what we collect.
Works with QuickBooks, Xero, NetSuite and Sage · bank-grade security · no percentage of collections