AccountsReceivable.ai

By system & fit

Stand alone accounts receivable software and simple accounts receivable software that works with the accounting system you already have

Most companies that search for stand alone accounts receivable software are not trying to leave their accounting system. QuickBooks, Xero or NetSuite already does the books well. What it does not do is the receivables work in between: noticing which invoices are about to slip, sending the second and third reminder on time, texting the customer who never opens email, reading the reply that says the invoice went to the wrong AP inbox, and matching the payment when it finally lands. A standalone AR tool takes that work off the ledger and leaves the ledger alone.

AccountsReceivable.ai is built that way. On Starter it connects to QuickBooks Online or Xero, reads every open invoice and billing contact, and runs an escalating sequence for each one: an email before the due date, a text from your own Twilio number once it is past due (sent only in the customer's daytime hours), and firmer follow-ups as it ages. Every queued message checks the live balance first, and when a payment arrives it is matched and written back against the invoice. Growth adds NetSuite, Sage Intacct, Business Central and Acumatica plus a live AI phone call for invoices that stay quiet. Starter is 299 USD a month, or 149 USD a month billed annually, with no percentage of what gets collected.

If you would rather not connect anything yet, export your open invoices or the A/R aging report as a CSV and drop it into the tool above. You get the aging, the customers most likely to pay late and the exact reminder each one would receive, in a few minutes. That is also the honest test of whether you need separate AR software at all: if the list it shows you is short and current, the reminders built into your accounting system are probably enough.

Works inside QuickBooks, Xero & NetSuite Flat monthly fee · no cut of collections

Connect · chase · apply cash · DSO down

Collections Desk

Your books

Collected / wk

Outstanding

AR aging

Current · 30 · 60 · 60+ · paid

Open invoices

Agent worklog

Live

Put this AR on autopilot to watch the agent chase, collect and reconcile.

Dunning sequence

1 Email
2 SMS
3 Call
4 Promise
Paid

Live, interactive · no card, no connection needed

DSO → collected invoices cleared
Get started

Flat monthly fee · we never take a cut of what we collect · works inside your accounting system

QUICKBOOKS XERO NETSUITE

Flat fee no cut of collections

Bank-grade security

Why it works

What your team gets with standalone AR software

A controller at a desk with an accounting ledger on one monitor and open customer invoices on the other

Your ledger stays the ledger

Invoices are still created in QuickBooks, Xero or NetSuite, your chart of accounts does not move, and your accountant keeps the same file. The AR software reads open invoices and contacts, and the only thing it writes back is the payment against the invoice it belongs to. There is no data migration, no parallel set of books and no month-end reconciliation between two systems.

The follow-up your accounting system skips

Built-in reminders in QuickBooks Online and Xero send an email on a schedule and stop there. They do not text, do not escalate the wording, do not read the reply and do not know that a customer promised to pay on Friday. A standalone AR tool runs the whole sequence per invoice and logs every promise, resend request and dispute so the next step happens without anyone remembering it.

Simple enough to run in an afternoon

Simple accounts receivable software should not need an implementation partner. Connect QuickBooks Online or Xero, or upload a CSV, review the default sequence, change the wording you want, and switch it on. There are no seats to count and no modules to license. A controller can see the full aging, the next message for every invoice and what came back, on one screen.

What it handles

Chased, collected and reconciled on autopilot

The agent syncs your invoices, chases each one across email, SMS and phone, applies incoming payments to the right invoice, reconciles your ledger, and predicts when every customer will pay.

  • Connects to QuickBooks Online or Xero on Starter, NetSuite, Sage Intacct, Business Central and Acumatica on Growth
  • Or works from a CSV export of open invoices, with nothing connected
  • Email before the due date, then SMS from your own Twilio number in the customer's daytime hours
  • Live balance check before every message, so paid customers are never chased
  • Payments matched and written back against the invoice in your accounting system
  • Flat monthly fee, no seats and never a percentage of what gets collected
ON EVERY INVOICE In order
  1. 01 Sync Reads the open invoice, its terms and the billing contact from your ledger.
  2. 02 Chase Escalates from email to SMS to a live AI call as the invoice ages.
  3. 03 Track Logs replies, disputes and promise-to-pay dates against the invoice.
  4. 04 Apply Matches the incoming payment, reconciles the ledger and closes the invoice.
Nothing sent without your approved tone

How it compares

Stand alone accounts receivable software compared with the reminders already in your ledger

What each option keeps, how it chases and what it publishes about price. Vendor figures are taken from each vendor's own pricing page where one exists; confirm before you buy.

Option Works with your ledger How it chases Published price
QuickBooks Online reminders It is the ledger Scheduled email reminders Included in your QuickBooks plan
Xero invoice reminders It is the ledger Email reminders on set days Included in your Xero plan
NetSuite dunning letters It is the ledger Dunning letters by email or print Included, set up through a SuiteApp
Paidnice Xero, QuickBooks Online and Stripe on published tiers Email and SMS, automatic late fees From 69 USD a month for 150 invoices
Chaser QuickBooks Online, Xero, Sage Intacct and others Automated reminder schedules From 259 USD a month for US companies, banded by revenue
Chargezoom QuickBooks Online and Desktop Payment links, dunning from the Plus tier Plus from 95 USD a month, banded by processing volume
Invoiced by Flywire QuickBooks Online and Desktop, Xero, NetSuite, Sage Intacct Reminders and a payment portal Not published
Versapay, Billtrust, HighRadius ERP-led; none names QuickBooks or Xero on its integrations page Portal, dunning and cash application Custom quotes only
AccountsReceivable.ai QuickBooks Online or Xero on Starter; NetSuite, Intacct, BC, Acumatica on Growth; or a CSV Email, SMS from your Twilio number, AI calls on Growth 299 USD a month, or 149 billed annually

Swipe the table sideways to see every column

Why AccountsReceivable.ai

One agent that runs the whole receivables job

Not a reminder tool, not a six-figure suite, and not an agency that takes a cut. Chase, collect, apply cash and forecast in one place, on top of the accounting system you already use.

An AR specialist reading a customer reply on a laptop with paid invoice stubs on the desk

Chases every invoice

The full dunning sequence runs on autopilot across email, SMS and live AI phone calls, polite and on-brand, so no overdue invoice slips through.

Applies the cash

Incoming wires and ACH batches are matched to the right invoices automatically, so your ledger reconciles and you never chase an invoice that already paid.

Cuts your DSO

A predicted pay date for every open invoice and steady follow-up bring DSO down week over week, so more cash lands when you need it.

Good questions

Questions about standalone AR software

It is software that handles the receivables work, reminders, follow-up, replies and payment matching, as a separate product that connects to your accounting system instead of replacing it. Your invoices and general ledger stay in QuickBooks, Xero or NetSuite. The AR tool reads open invoices, chases them, and records each payment back against the right invoice.
Not always. If you have a few dozen open invoices and customers pay after the first reminder, QuickBooks reminders and a weekly look at the A/R Aging report are enough. Separate AR software pays off once you have hundreds of open invoices, customers who ignore email, or one person spending a day a week on follow-up and cash matching.
The best one is the one that connects to the ledger you already use and chases on the channels your customers answer. For a small business on QuickBooks Online or Xero, look for a published monthly price, email plus SMS, a balance check before each reminder and payments written back. Enterprise platforms such as Billtrust or HighRadius are built for ERP-scale teams and quote custom contracts.
The simplest setup is one where you connect your accounting system or upload a CSV, accept a default reminder sequence and switch it on the same day. Avoid tools that need a portal rollout, seat licensing or a statement of work before the first reminder goes out. Simple should also mean one screen that shows every open invoice and its next step.
Yes, that is how most of it is designed. It reads open invoices, customers and balances from your accounting system through an integration, and writes payments back so both systems agree. You keep creating invoices where you do today. The only change your team notices is that follow-up happens on schedule without anyone sending it by hand.
Published prices run from about 69 USD a month for small invoice volumes (Paidnice Essentials) to a few hundred a month for small-business tools, such as Chaser from 259 USD a month for US companies. Mid-market platforms like Versapay, Billtrust and HighRadius do not publish prices. AccountsReceivable.ai Starter is 299 USD a month, or 149 billed annually.
No. It does not keep a general ledger, run payroll or produce financial statements. It works only on the receivables side: who owes what, what was sent, what came back and what was paid. If a vendor asks you to move invoicing or customer records into its system before it will chase anything, it is closer to a billing platform than a standalone AR tool.
Yes. Export open invoices or the A/R aging report from your accounting system as a CSV and upload it. You get the aging view and the reminder sequence for every invoice without granting any access. Connecting later removes the manual export and lets payments be written back automatically, which is what keeps the chasing accurate day to day.
Every queued reminder checks the current balance in your accounting system before it is sent, so a customer who paid on Monday does not get a Tuesday text. When the payment shows up on the bank side, it is matched to the invoice or invoices it covers and recorded back, and the sequence for those invoices stops.
With a QuickBooks Online or Xero connection, setup is usually an afternoon: connect, review the sequence and the sender details, add your Twilio number if you want SMS, and switch it on. ERP-scale AR platforms quote implementations in months. A CSV upload shows you the aging and the first reminders in a few minutes, before you commit to anything.

Explore more

More ways finance teams collect with AccountsReceivable.ai

Stop chasing invoices. Put your receivables on autopilot.

Connect your accounting system and the agent chases every invoice, applies the cash and cuts your DSO. Flat monthly fee, and we never take a cut of what we collect.

Works with QuickBooks, Xero and NetSuite · bank-grade security · no percentage of collections